Healthcare costs in India are rising faster than general inflation. With medical inflation averaging 13–14% annually, a single hospital stay in a metro city can easily cross ₹3–5 lakh, especially if ICU care or advanced treatments are involved. Learning how to buy health insurance is no longer optional, it’s a financial safety net that protects your savings and ensures you get quality treatment when you need it most. Start by Understanding Your Needs Before comparing policies, take a step back and assess your requirements. The right plan depends on several factors: A clear picture of your requirements will help you…