Jessica Bailey operates at the intersection of financial advising and entrepreneurship in Memphis, Tennessee. She is an independent broker and investment consultant with Women Financial Power, a retirement planning firm founded by Sandra Quinn Bailey in 2013. Based in Memphis, Women Financial Power provides wealth and retirement planning services designed to address the financial challenges women face throughout different stages of life, with a particular focus on retirement transitions, wealth preservation, and income protection.
As a licensed investment consultant, Bailey works with clients to develop and implement investment strategies aligned with their financial goals. Her work includes providing thoughtful, impartial investment recommendations and helping clients construct and maintain investment portfolios.
Bailey’s role extends beyond a traditional investment consulting title. She has been actively involved with Women Financial Power since 2014, working across both investment management and insurance-based retirement planning. Her work includes helping clients develop investment strategies, prepare for retirement, and protect the wealth and income they have accumulated using fiduciary decision making. Through
Women Financial Power, she also incorporates insurance solutions as part of broader strategies designed to create retirement income, preserve assets, and provide greater financial protection throughout retirement.
Women Financial Power’s business ventures and collaborations have extended beyond Memphis. Her client base includes executive-level professionals across Tennessee, California, Florida, and Atlanta. This regional reach aligns with the firm’s stated mission to serve professionals and business owners who are balancing career success, family responsibilities, and long-term financial goals.
The concept of “generational wealth” features prominently in the firm’s messaging. Women Financial Power frames its work around questions clients face as they plan for the next chapter: Will I have enough to retire comfortably? What happens if I need care later in life? How do I leave a legacy that matters?
The firm has cited a statistic that the retirement gap in Memphis mirrors broader economic disparities in the city. Older Black Memphians are less likely to have retirement account savings, and many who worked in domestic or informal roles never qualified for Social Security benefits at all. For those workers, reaching retirement age without a pension or Social Security has meant relying on family or continuing to work well past 65. The firm’s emphasis on this statistic reflects a mission rooted in financial education and closing retirement readiness gaps.
Details on Jessica Bailey’s fee structure as an investment consultant vary depending on the source. She reportedly charges a minimum rate of $500 for services, with a minimum investment of $20,000. Gradient Advisors, the firm she is registered with, describes its financial planning fees as ranging from $300 up to more than $2,000, negotiable based on complexity and advisor experience.
According to SEC filings, Jessica Bailey is a licensed financial advisor who focuses on annuities and utilizes third-party money managers to oversee assets. Her practice through Gradient Advisors operates as a registered investment adviser, and the firm manages approximately $289 million in client assets with a network of advisors across multiple states.
Client reviews of her services have described her as “knowledgeable, professional, and a great personality,” with one review noting she is “efficient, and highly knowledgeable”.
Jessica Bailey represents a newer generation of financial professionals in Memphis, one that blends traditional advisory credentials with a mission-driven focus on women, retirement readiness, and generational wealth.
